Innumerable England's World Cup players were "more alerted on cash than acquiring the rugby right", according to disclosed reports published in The Times.
The reports were amassed by the Rugby Football Union, the Premiership clubs and Rugby Players' Association (RPA), which discussed players secretly.
The RFU paper unveiled a delegation of senior players undecided the amount of cash the team was paid.
England manager Martin Johnson and his coaching team are also condemned.
England, who were determined by punitive difficulties in entire tournament, were beaten by France in the quarter-finals, equivalent their so poor ever performance in a World Cup.
The three reports on England's performance in New Zealand were presented to the Professional Game Board (PGB) last week. The stories were never planned to be published and the BBC has not seen them.
The PGB, which runs influential rugby in England, is due to make proposals based on the reports' results to the RFU administration board on 30 November.
The Times says team manager Johnson, who walked out last week, is condemned in the RPA submission for not succeeding to instill discipline in the team following a sequence of off-field happenings, with one unnamed player referred as saying "he was too faithful and that was his defeat".
The RFU report, made by elite director of rugby Rob Andrew, is critical of the reality that
England players were disputing the World Cup disbursements they would get on the eve of the tournament.
"It was very unsatisfactory that a senior group argued the level of cash for the World Cup squad," Andrew is referred as saying.
"It led to meetings with RFU administrative in the last couple of weeks before leaving for NZ. This led to further disturbing of the team.
"Some of the most experiences players were more attentive on money instead of achieving the rugby right."
In a statement PGB Chairman Ian Metcalfe said he was "upset and annoyed that secret reports had been put into the public domain".
"All engaged were assured that their visions would remain confidential for the final objective of improving the England team. The reporting of choosy aspects of those papers is also counter-productive to that aim," he added.
"There will obviously be a broad range of views nearby the Rugby World Cup and the PGB assessment was set up to take into account all feedback from all parties."
